The 5K+ William Hawrelak (WH) Park Riverside Walk takes you around a beautiful, North Saskatchewan riverbend. It starts in the WH Park, named after the former mayor of Edmonton and the site of many festivals. Park at Picnic Site #2, then cut across to Emily Murphy Park, crossing a few roads (be careful).

Once there, follow the trail under the bridge. It weaves through the trees and brush. There are some great views of the river. As you return to Picnic Site #2, you’ll pass the WH Park’s lake.

Visit this site for more info.

To quickly sell your home for a good price in a hot market, out-prep your competitors. Here's how:

1. It’s Been Deep Cleaned
Now more than ever, every room in your house has to look pristine. Don’t over-do it, though, with strong-smelling industrial-strength chemicals.

2. You Staged it like a Pro (or hired one)
Rent new furniture if you have to. Upgrade window coverings, buy new rugs and place fresh, white towels in the bathrooms. Put family photos in albums and then in storage.

3. It Appeals and Excites from the Curb
Buyers often tell you they were “sold” as they caught their first glimpse of your property. The flip side is this: You’ll lose the sale quickly if you don’t optimize curb appeal.

4. The New Paint Just Dried
The ROI on paint is high. Even if prospects have other colours in mind, a fresh coat of neutral paint on everything can help you close the sale.

5. The Kitchen Gleams
Some say the kitchen sells the house. It’s a top contributor. Stainless steel? Make it gleam. Older appliances? Consider buying one new one. It’ll give the full lineup a lift.

6. The Bathrooms Beckon
Stepping into spotless, well-organized bathrooms is always a nice surprise. When your home is on the market, consider it a must!

7. The Bedroom is a Sanctuary
Your space is competing with master bedrooms that boast spa-like ensuites, spacious walk-in closets and an overall feeling of retreat-style comfort. Win the competition.

8. You’re Out for Coffee
Not to be rude, but: Get out! It doesn’t matter how charming you are or what mood you’re in. Go for a drive or a long walk and find out later how everything went.

9. It Looked Great Online and Better for Real
It has to look great online. Approve the photos and hire a pro if need be. During showings, prep your home with great lighting and like new, “buy now” appeal.

10. You Made the Windows Laugh!
No streaks. No anything. Remember the TV commercial? “Mommy, you’re making the windows laugh!” Wipe them until they squeak (or laugh). Bring the outside in.

The Garneau area of Edmonton has been described as “melting into the University of Alberta grounds” that border it.

The busy High Level Bridge connects it to downtown Edmonton. The LRT and major city bus routes run right through the neighbourhood, whisking you quickly to Whyte Avenue and 109 Street for shopping.

And this leafy, mature treed community, one of Edmonton’s oldest, also has one of its most diverse and funky assortments of coffee shops, restaurants and craft beer pubs anywhere in Alberta!

Looking for a property here? You’re not alone, although the majority of the community’s inhabitants are actually renters, living in character houses or walk-up apartments. If you’re buying, you can choose between new condo towers or one of the many 1950s era houses. Whatever you choose, you’ll benefit from the neighbourhood’s good schools, access to the University of Alberta Hospital and proximity to the river valley for world class scenery and recreation.

Three new Canada Mortgage & Housing Corporation (CMHC) lending regulations went into effect July 1, 2020. Note, these might not affect you if you get mortgage insurance from private companies, rather than from CHMC.

Source of Down Payment
CMHC says: Non-traditional sources of down payments that increase indebtedness will no longer be treated as equity for insurance purposes.
What it means: CMHC will no longer allow you to use borrowed funds for your down payment.

Debt Service Ratios
CMHC says: (We’re) lowering the maximum GDS from 39 per cent to 35 per cent and the maximum TDS from 44 per cent to 42 per cent.
What it means: Gross Debt Service ratio (GDS) is the share of income used to cover a mortgage + other housing costs like property taxes. Total Debt Service ratio (TDS) is the share of income used to cover housing costs + cost of servicing other debts. With a 39 per cent GDS (previously), a family with $100K income and 10 percent down would have qualified to buy a $524,980 home. Under the new rules, that same family would only be approved to buy a $462,860 home, a reduction of 12 percent.

Credit Score
CMHC says: Credit scores must be at least 680, up from the previous 600.
What it means: Would-be homebuyers' qualifying credit scores must be at least 680, up from the previous 600.
Not sure you’ll meet the new CMHC requirements? As mentioned, you might still be OK. As of this writing, the rules don’t apply if you get your insurance with private companies such as Genworth MI Canada Inc. and Canada Guaranty Mortgage Insurance Co.

Four ways to learn about the school in your new neighbourhood

Buying a new family home and planning to move with school-age kids?
You’ll either want to
1) pick the perfect school first or,
2) find your dream neighbourhood first and then check out the schooling options.

Either way, here are four tips on getting good school information to help you make the right decisions.

1. Find the highest-ranked schools
For rankings, the Frasier Institute’s page at compareschoolrankings.org is your source to see which schools top the lists. Use the pull-down menu immediately below the header to select your province. Use the List view to see schools alphabetically by city. The rankings are based heavily on average scores from province-wide tests.

2. See the schools on real estate maps
Read the recent Realtor.ca article Moving with Kids? How to Choose a Great School... (). It’s a good primer. Then, from any listing on Realtor.ca, click Neighbourhood then select Elementary Schools or High Schools from the menu on the left. You’ll see them on the map. Click the school name in the left menu and information – including the school’s website address -- pops up over its map location. Explore!

3. Visit the school websites… and school boards, too!
Edmonton Public Schools (epsb.ca) educates 104,930 students in 213 public schools. Edmonton Catholic Schools (ecsd.net) operates 95 schools with 44,330 students. Each of these websites (above) features a directory with links to school websites. There are also three charter schools and many private schools in Edmonton. Visit ourkids.net for more information.

4. Visit the schools & chat with teachers and principals!
Once you’ve done your online research – including a look at the Frasier rankings (see above) – arrange to meet with the school’s Principal, administration and teachers, if possible. If you get the chance, walk to the school from the new location of your prospective home. That’ll give you an idea of what the walk or ride will be like for your kids.