I have listed a new property at 203 10006 83 AVE in Edmonton.
Welcome to Arbor 83 where elegance is redefined in this beautiful, 2 bedroom, 2 bathroom, plus den condo in the heart of Old Strathcona. Rich, engineered wood floors and 10' ceilings greet you as you enter your home and flow throughout the spacious, open-floor plan. In your kitchen you will find modern, Italian cabinets, stainless steel appliances (with upgrade available at time of purchase at additional cost) and warm quartz counter-tops. Large windows allow natural light to fill your home and provide an opportunity for you to enjoy the outdoors from within your castle. Should you wish to venture out you can enjoy time on your private balcony (with BBQ gas lines and water valves) or venture to the residents-only, roof-top patio with incredible views of Edmonton. Storage and parking is titled and will be selected at the time of purchase. Special features in this condo include plush carpets in the bedrooms. Arbor 83 is a wonderful opportunity to own a brand new property, in an amazing community.
Condominiums typically have an overall insurance policy covering the building but it’s nonetheless still important for individual condo owners to look into their own policies. Shared insurance doesn’t cover personal belongings, for example, or other costs that an owner could incur in the case of an emergency.
Insurance is particularly noteworthy when it comes to special assessments, a levy or financial contribution that can be imposed on condo unit owners.
Usually, special assessments and other costs like strata fees are explained and disclosed at the time of purchase. In the case of an emergency though, a special levy can be announced — usually after a strata vote.
This money is collected in instances, for example, where the shared insurance policy doesn’t cover the full cost of the damage and can add up quickly for condo owners.
Loss of assessment coverage can mitigate this.
Types of insurance:
1. Title insurance
Title insurance protects buyers against several risks, including situations like this where special assessments crop up that were not disclosed at the time of purchase.
This kind of insurance covers the condo owners’ portion of any special assessment.
2. Special assessment insurance
Problems can come up where this is needed, for example, when a condominium corporation faces a crisis where its own insurance policy isn’t sufficient enough to cover the costs and so a levy is collected.
Special assessment insurance covers the owner in this case.
These are just two examples of insurance that can cover an unexpected special assessment. Dozens of other policies exist to cover personal items and other costs, sometimes even moving costs or unexpected living costs.
Other types of condo insurances
Know how you are covered by your insurance so you can fill in any gaps as needed for full protection and peace of mind.
I have listed a new property at 106 10006 83 AVE in Edmonton.
Welcome to Arbor 83 where elegance is redefined in this beautiful, 2 bedroom, 2 bathroom, plus flex room condo in the heart of Old Strathcona. Rich hardwood floors and 10' ceilings greet you as you enter your home and flow throughout the spacious, open-floor plan. In your kitchen you will find modern, Italian cabinets, stainless steel appliances and warm quartz counter-tops. Large windows allow natural light to fill your home and provide an opportunity for you to enjoy the outdoors from within your castle. Should you wish to venture out you can enjoy time on your private balcony (with BBQ gas lines and water valves) or venture to the residents-only, roof-top patio with incredible views of Edmonton. Storage and parking is titled and will be selected at the time of purchase. Arbor 83 is a wonderful opportunity to own a brand new property, in an amazing community.
I have listed a new property at 407 10006 83 AVE in Edmonton.
Welcome to Arbor 83 where elegance is redefined in this beautiful, 2 bedroom, 2 bathroom, plus den condo in the heart of Old Strathcona. Rich hardwood floors and 10' ceilings greet you as you enter your home and flow throughout the spacious, open-floor plan. In your kitchen you will find modern, Italian cabinets, stainless steel appliances and warm quartz counter-tops. Large windows allow natural light to fill your home and provide an opportunity for you to enjoy the outdoors from within your castle. Should you wish to venture out you can enjoy time on your private balcony (with BBQ gas lines and water valves) or venture to the residents-only, roof-top patio with incredible views of Edmonton. Storage and parking is titled and will be selected at the time of purchase. Special features of this condo include vaulted ceilings, plush carpet in bedrooms and upgraded closets. Arbor 83 is a wonderful opportunity to own a brand new property, in an amazing community.
Posted in: Zone 20, Edmonton Real Estate
I have listed a new property at 17715 57 AVE in Edmonton.
Incredible location, only blocks from the River Valley. This beautiful, 5 bedroom, 4 bathroom, executive home opens to a private entrance. Rich hardwood floors lead you into a spacious, open plan living room and dining room. Two large windows open the rooms to lots of natural lighting. Entering the gourmet kitchen will be a delight for chefs of all levels. The center piece of the kitchen is an amazing gas stove. Gorgeous stainless steel appliances and dark quartz counter tops round out this modern and welcoming kitchen. The breakfast nook opens to a relaxing and cozy sun room. The warm family room has a lovely fireplace and french doors to your personal Eden. With trees for privacy and a koi pond to soothe tired nerves, you can relax on the large patio or deck, soaking up the sun. This incredible home is rounded off with a fully finished basement including a second kitchen and spacious games room.
Posted in: Zone 12, Edmonton Real Estate
I have listed a new property at 202 11920 100 AVE NW in Edmonton.
Spectacular River Valley Views from this lovely 2 bedroom Executive condo featuring a spacious, open floor plan perfect for entertaining. Stepping off the elevator one enters a vibrant, colorful, art filled common area. The beautifully renovated kitchen has blonde toned cabinets, granite counter tops and stainless steel appliances. NEW WINDOWS, PATIO DOORS & BALCONY GLASS help provide incredible sun filled views from the south exposed living room which are truly breathtaking from sun up to sundown. Gorgeous hardwood and ceramic floors for living and dining rooms and plush carpets in the bedrooms. The master bedroom can easily accommodate a KING SIZED SUITE and has a beautiful 4pc en-suite. There is a 2nd large bedroom and a 3pc bathroom to round out the space. The building has a number of common areas shared by all residents including: a library, meeting space, gym, golf driving range, mens and womens saunas, swimming pool, rooftop deck, assigned underground parking and storage on each floor.
Foodie Bike Tour (all summer)
An exhibition all about the fur trade and how it ties into Canada’s history.
Elves 2018 Golf Tournament fundraiser (June 7)
Edmonton Pride Festival (June 8 – 17)
Eats on 118 (June 13)
Freewill Shakespeare Festival (June 19 – July 15)
The Ultimate Race (June 23)
Your credit score affects many areas of your life from your spending abilities to your stress levels.
Missing a couple of payments on a credit card can dramatically drop your score, even after years of consistently meeting payment deadlines.
Your credit report tracks your spending history for the past six years and bad credit (FICO score) makes it nearly impossible to get financing for a home, car, credit card or even cell phone.
So if, for whatever reason, your score has plummeted — there’s a few things you can do to repair it.
1. Know your score
Finding out your credit score and history is the first step to knowing what went wrong and how to fix it.
You can get a copy from two main credit bureaus in Canada: Equifax (the most highly recognized) and Trans Union. If you send it in by mail, you can receive a copy for free or you can pay for a digital version for the benefit getting it faster.
2. Review your history
Make sure that there are no errors. It’s not likely but not impossible either.
Check that no late payments have been erroneously added to your account, all the charges made are accurate and that your payments went through correctly.
3. Start making payments
This may be easier said than done but it really is the key to improving your credit score.
Set up a reminder schedule and make sure you are paying off your debt bit by bit each month — and on time. If you want, you can set up payment reminders or automatic withdrawals.
The general rule is to keep debt within 65% of your credit limit. When it comes to paying off debt, start with the one with the highest interest rate first.
It may seem overwhelming but, chunk by chunk, it is possible to pay off debt if you stay consistent with it.
Be aware of the credit limit on your card and don’t go over that limit. Also keep in mind that having too many credit cards, especially newly open accounts, can also negatively impact your rating.
5. Pay off debt as soon as possible
Although it seems strange to go into debt to pay off debt, and contrary to the previous step, sometimes taking out a loan or borrowing money is the best way to save your credit score.
Balance what the interest looks like, how quickly you can pay it off and whether a loan will ease your credit history.
Sometimes, borrowing money with a low interest rate can help pay off high-interest credit card debt. Repaying debt on a credit card will help speed repairs to your credit history.
6. Take the initiative
Check your credit at least a few months before you need to make a big purchase or re-finance something so you have time to improve your score if needed. This will help give you the best interest rates when you most need them.
Lenders make a lot of their financing decisions by looking at your history. If you pay off debt the day before, you score and reputation is much less credible.
If you absolutely cannot make the minimum payment on your card, consider calling the lender and explaining the situation.
They may have advice or ways to help you; people often look favourably at those who reach out with honesty and initiative and are therefore more willing to help in return.
7. Protect your credit score
If you have bad credit, don’t panic — it’s easy enough to repair it by paying off the highest interest rates first and being consistent with debt management.
If you have good credit, make sure you protect it — set up payment reminders and don’t fall into debt if you can avoid it.
Keep old accounts, even if you are not using them very often, and don’t open too many accounts too soon because the age of an account positively impacts your score. Use fraud alert services and be careful of who you give your information to in order to avoid identify theft.
Posted in: Zone 57, Edmonton Real Estate
I have listed a new property at 8514 ELLIS LINK in Edmonton.
LOCATION, CONDITION AND INCREDIBLE PRICE!!! The 3 major considerations in Real Estate are evidenced in this beautiful Custom Featured Home. A large foyer entrance is the first unique feature upon entering this open concept design. RICH HARDWOOD FLOORING THROUGHOUT THE MAIN, QUARTZ COUNTER-TOPS, STAINLESS STEEL APPLIANCES, CUSTOM FIREPLACE, CENTRAL AIR, ARE ONLY A FEW OF THE UPGRADES. The main floor also has a private 2 piece bathroom and separate laundry room. The spacious master bedroom can easily accommodate a king sized suite and features a 4pc ensuite and large walk in closet with window. Two additional bedrooms upstairs and a bonus walk in closet in one. The basement awaits your design ideas and has roughed in double plumbing for a fourth bathroom. The private and sunny west facing fully fenced backyard has a deck bordered with raised flower boxes. This is the perfect starter or family home close to schools, shopping, public transportation and access to the Anthony Henday.
Posted in: Zone 07, Edmonton Real Estate
I have listed a new property at 11431 126 ST NW in Edmonton.
RARE FIND!!! Original Owner built this Bi-Level side by side duplex nestled on a quiet elm tree lined street. The area has numerous parks and green spaces. Close to schools, shopping and restaurants. The duplex is a great opportunity to live on one side and rent out the other; or as a complete rental property bringing in income from both units. Each side has 4 bedrooms, 2 baths and a single car garage; as well as kitchen, living room, dining room. The front and back yard are shared space. One side currently has long-term tenants that would like to stay.
Posted in: Sherwood Park, Sherwood Park Real Estate
I have listed a new property at 95 Beauvista DR in Sherwood Park.
This beautiful, 2 storey family home is waiting for you in Sherwood Park. With a total of 4 bedrooms and 2.5 bathrooms, there is enough space to entertain your family or to have some extra space for visitors. The large backyard features a deck, swimming pool and basketball hoop; as well as a substantial lawn. The view from the backyard is a treed area and Broadmoor Golf Course. The master suite includes a 4pc ensuite and 2 walk-in closets. The home is close to shopping, restaurants, entertainment and parks. 2,203 S.F.
Posted in: Zone 27, Edmonton Real Estate
I have listed a new property at 16424 100 ST in Edmonton.
RARE FIND...INCREDIBLE PRICE...HANDICAPPED ACCESSIBLE AND REMODELED BUNGALOW TO ACCOMMODATE A SPECIAL NEEDS FAMILY!! This home has been remodeled with ramps front and back, wide door frames, no hallways, roll in bath, ceiling track system, motorized lift to basement, wheelchair accessible vanities, oversized attached heated garage (20'6"x28' with single door) with interior ramp, etc. All of the handicapped accessories can be easily removed to return the property to a standard single family. The property is located close to public transportation, numerous schools, ample shopping, parks and more.
Posted in: Zone 27, Edmonton Real Estate
I have listed a new property at 118 13908 136 ST in Edmonton.
Down-sizing or starting out, look no further! This suite is perfect for roommates with bedrooms and baths at opposite sides of the unit or a young family or empty-nesters with room for guests. Nestled onto the end of a very quiet street next to parks, walk ways and multiple lakes gives one feeling of living in a private community. The ground floor condo includes 2 bedrooms, 2 bathrooms and 2 parking stalls plus in-suite laundry and easy to access storage. The large covered patio boasts ample sunshine for relaxing and is very close to visitor parking when guests arrive for a visit. One parking stall is underground and the other is on the surface. The location is quiet yet close to shopping, banks, restaurants, parks, lakes, walking trails, public transportation and schools.
Posted in: Zone 20, Edmonton Real Estate
I have listed a new property at 9331 172 ST NW in Edmonton.
Location, location, location in the small, quiet neighbourhood of Summerlea, within walking distance to Terra Losa Shopping Centre and West Edmonton Mall, easy access to all amenities, bus routes, banking, stores, restaurants, theatres, schools, Misericordia Hospital, the Whitemud and Anthony Henday. This very clean 2 bdrm. &, den 1,097 sq. ft. south facing, upper corner carriage home has been fully renovated. LR features 2 sided, wood burning fireplace. French doors and built in wall unit in den. Crown mouldings add to the elegance factor. Renovated kitchen has newer cabinets; backsplash with hand painted tiles; movable Island with granite counter; walk in pantry with pocket door. Both good sized bdrms. have walk in closets, wood blinds. Bathroom has antique vanity. Stove, over the range microwave, fridge, dishwasher, garburator, washer and dryer included.
A rose by another name wouldn’t smell as sweet, as the old adage goes, and the same can be said about homes. A wall by any other colour just wouldn’t suffice.
Choosing the right shade for your brush can be tricky, and like anything in life, paints go through ups and downs of popularity from the burgundy oranges of the ‘70s to the darker tones of the ‘90s.
In order to decide on the most up-and-coming colours, experts delve into what’s popular in the world of fashion, arts, pop culture, and even the automotive industry to create a palate of popular paints.
Consumer Reports, a non-profit organization providing unbiased product ratings and reviews, took a look ahead at the hottest colours of 2018 to paint a home.
Using their research, we’ve compiled a list of the top five trends of paint for your home this year:
In The Moment (T18-15)
River Rapids (29B-3)
Check out these paint color trends you can definitely use for your home this year.
Posted in: Zone 01, Edmonton Real Estate
I have listed a new property at 350 13441 127 ST in Edmonton.
Welcome to Shepherd's Place Kensington an AGE RESTRICTED 55 Plus Community! This bright and clean 753 s.f. 1 bedroom condo has everything one needs for comfort and security! The large entryway leads into the main living area with gracious sunny south facing bay window that open up the home to lots of natural light and air! A comfortable open concept that offers generous closet space and convenient in-suite laundry! Enjoy sunny days on the south facing balcony, walking along the path in the courtyard oasis, or join in at the lounge for socializing. The perfect home for a senior wanting to join a flexible and welcoming community, Shepherd's Place offers Long Term Care, Supportive Living, and Independent Living in a faith based setting. Conveniently located next to Kensington shopping centre, Kensington Bingo Hall, nearby 137th ave shopping, restaurants, grocery stores, and a bus stop right at your front door!
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